🏅 Founding Member Offer — First 1,000 members lock in £7.99/mo Family forever. 847 spots left

AI-Powered Mortgage Freedom

Pass Your Home.
Not Your Debt.

GenLibre helps parents clear their mortgage before it becomes their children's problem — using AI, Open Banking, and family contribution pooling.

Get Your Freedom Score →See How It Works

✨ 7 years saved!

👨‍👩‍👧 Family contributed £680

9:41●●●

Good morning,

Sarah & James

GenLibre Freedom Score

On track to clear by age 61 🎉

£187k

Balance

7.2 yrs

Time saved

£285

Overpaid

£34k

Interest saved

Family contributed £680
Emma, Tom & Maya

65%+of UK homeowners retire with mortgage debt

£1.6Toutstanding UK mortgage debt

7 yrsaverage term reduction with GenLibre

£34kaverage interest saved per family

How It Works

Four steps to mortgage freedom

Connect your accounts, let AI do the analysis, automate the acceleration — watch your payoff date shrink.

Connect

Link your bank and mortgage via Open Banking in under 2 minutes. Secure, read-only, FCA-compliant.

Analyse

AI maps your income, spending, life stage and risk profile — then calculates your personalised Freedom Score.

Automate

Smart overpayments, family contributions, refinance alerts — all on autopilot without hurting your liquidity.

Debt-Free

Track your payoff date shrinking. Celebrate milestones with your family. Pass on a home, not a loan.

SIGNATURE FEATURE

Your GenLibre Freedom Score

A single number showing how on-track you are for mortgage freedom. Updated monthly, shareable with your family. The higher your score, the sooner you're libre.

Platform Features

Everything your family needs to get libre faster

AI automation, behavioural finance, and family coordination in one platform.

🤖

AI Mortgage Accelerator

Connects via Open Banking, analyses surplus cash, and automates smart overpayments — round-ups, bonus allocations, and more.

Core Feature

👨‍👩‍👧

Family Contribution Pool

Children and relatives contribute directly toward the mortgage with full transparency. Shared dashboard, shared mission.

Unique to GenLibre

🔄

Refinance Optimiser

ML monitors the mortgage market 24/7. When a better deal accelerates your payoff, GenLibre alerts you with a clear recommendation.

AI-Powered

💬

AI Financial Coach

Personalised chatbot powered by Claude AI. Ask anything about overpayments, family wealth, or improving your Freedom Score.

Always Available

📊

Mortality & Risk Modelling

The conversation no bank is having. Your personalised payoff timeline against actuarial data — so you know what needs to happen.

Legacy Planning

🔐

Legacy Vault

Attach a personal message to your payoff milestone. When the mortgage clears, your family receives it — a financial achievement becomes a lasting memory.

Emotional Feature

Pricing

Simple, transparent pricing

Start free. Founding members lock in their rate forever.

🏅

Founding Member Offer — First 1,000 Sign-Ups Only

Join now and lock in £7.99/mo for Family (normally £12.99) or £14.99/mo for Premium (normally £24.99) — guaranteed for life as long as you stay subscribed. Annual billing available at a further saving.

847spots left

Starter

Free

forever

✓GenLibre Freedom Score
✓Mortgage balance tracker
✓Basic overpayment calculator
✓Family sharing (up to 2)
✓Monthly email summary

Get Started Free

Find out how many years you can save

Get your GenLibre Freedom Score in 2 minutes — free, no credit card, no obligation.

FCA-compliant · Bank-level security · Cancel anytime · 30-day free trial

Pass Your Home.Not Your Debt.