Seed Round — £1.5M

Invest in generational freedom

GenLibre is raising a £1.5M seed round to build the UK's leading AI mortgage acceleration platform. We're solving a £1.6 trillion problem that affects 65% of UK homeowners.

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£1.6T

UK mortgage market

65%+

Homeowners retire with debt

£150B+

TAM for mortgage acceleration

£5.5T

UK wealth transfer over 20 years

Why GenLibre

🎯

Unique positioning

No competitor combines AI overpayment automation, family contribution pooling, and employer benefits in one platform. GenLibre owns a category.

📈

Multiple revenue streams

Subscriptions (70-80% margin), lender referrals (40-50%), employer SaaS (80%), and insurance products. Diversified from day one.

🌍

Global opportunity

UK first, then US, Canada, and Australia. The mortgage debt problem is universal. GenLibre is built to scale internationally.

🤖

AI defensibility

Our Freedom Score algorithm, behavioural finance AI, and mortality risk modelling create a proprietary data moat that deepens with every user.

🏢

B2B distribution hack

Employer SaaS deals can deliver thousands of users in a single contract. Two anchor employer deals equals 10,000 users at near-zero CAC.

💛

Emotional lock-in

Users who connect family members, build a Legacy Vault, and watch their Freedom Score improve have extraordinary retention. This is not a utility — it is a mission.

Financial projections

Year 1

Users10,000

Revenue£400k

Gross margin75%

EBITDA-£250k

Year 2

Users100,000

Revenue£3.8M

Gross margin78%

EBITDA£0.4M

Year 3

Users400,000

Revenue£18M

Gross margin80%

EBITDA£5.2M

Use of £1.5M Seed Round

40%

Product & AI development

25%

Marketing & user acquisition

15%

Regulatory & FCA compliance

10%

Operations

10%

Team expansion

Request the pitch deck

Get in touch and we'll send you the full investor deck and arrange a call.

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